Keeping your Car in Tip-top Condition

Buying a car whether it is brand spanking new or usesd car is exciting, but no matter what sort of method you use; buying on the lot, through the paper or online, you’ll still have to keep your car in A1 condition to get the best out of it. Polluted and dirty engine oil, transmission fluid, and anti-freeze are going to cause problems for your car, and if you have not thought about changing your brake fluid, then perhaps, it is time. Brake fluid delivers force to various parts of the brake when you step on the pedal, you know it has to be topped up, but how often does it have to be changed?

Brake safety is a subject that I have touched on before in an earlier article and I wonder how many times you think of changing the many fluids in your car. One of the paramount considerations that you must make as a responsible owner of a car, is the constant maintenance and servicing. Whether your car is old or new an expert to service and maintain your vehicle is necessary. Two sites that I have logged into online with many tips and hints are repcoservice.com and OzFreeOnline.com. If you want to know anything about your vehicle then these sites are particularly savvy about all models and makes of vehicle. You will be glad you did, because the information you will find will be invaluable.

According to specialist mechanics, brake fluid, in the everyday family cars, becomes contaminated in less than two years. Brake fluid absorbs moisture, which works its way through the hydraulic system. Under heavy braking conditions, such as when towing a trailer, driving in a very hilly or mountainous area, the moisture in the overheated fluid vaporizes (boiling point of water is lower than that of brake fluid) and braking efficiency is reduced.

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Car Buying Scams

The first money wasting scam deals with etching the vehicle’s VIN# on the window. In some cases a dealership will try to make you pay for this added feature. Please don’t fall for this trick. No lender will require you to pay for any extra options that you don’t require. To be honest all they really care about is whether or not your payments are on time.

Be on the look out for the phrase “subject to loan approval”. Almost every car loan will have this phrase in it and trust me when I say that some dealerships will try and exploit you out of more money using this phrase as the reason why. This scam is usually pulled on consumers that may have bad credit so if your credit score is good you shouldn’t have to worry about being taken advantage of by the dealership. The bad news is for those that are taken advantage of it usually means upwards of $1000 more in finance fees and an additional $50 a month added to your car payment. One way to avoid this scam is to finance the car through your own bank or credit union.

The most abused scam is the credit score scam. This is where the car dealership tells you that your credit score is lower then what it actually is in order to charge you a higher finance rate on your car loan. No one is immune to this scam because the dealership doesn’t care if you have good or bad credit when they attempt to con you. The best way to deal with this greediness is to bring a copy of your credit score with you when you go looking to buy a new car. That way there is no confusion as to what your credit score truly is.

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